Health Insurance
In Germany, every student studying at a state-recognised higher education institution must have health insurance by law. The statutory health insurance requirement lasts until the age of 30 or until completion of the 14th full study semester (at a German university).
Most German students are insured through their parents’ health insurance company. After having reached the 15th semester, finished their degree, or reached the age of 30, they are required to purchase insurance of their own.
International Students
International students are required to enroll with an official German health insurance company. This will cost about EUR 79 per month.
If you already have an insurance that is valid in Germany, please let us know the conditions and what it actually covers. We will give you advice on whether or not the coverage will be sufficient.
Please make sure that you do have health insurance/travel insurance from the time of your arrival in Germany until the beginning of the semester on 30 August, as the student health insurance will only cover you from then on. Please do not come without coverage as medical treatment may be highly expensive! Also, make sure that transport costs back to your home country in case of serious issues relating to your health are included in your coverage.
Under 30 Years of Age
If you are under 30 years of age, you must enroll in German health insurance unless you can provide the European Health Insurance Card which you can obtain from your health insurance company in your home country (EU/EEA members). Please inform your health insurance company that you will be moving to Germany.
Enrollment in German health insurance is required. Students can choose between public or private insurance. We recommend Techniker Krankenkasse (TK), as their information is widely available in English. Please contact Student Services for more information about other public insurance options.
Over 30 Years of Age
If you are 30 or older, you will have to enroll in private insurance which is around EUR 70 per month. As a student, you are required to enroll in private insurance. We recommend Mawista Science, as our students have had positive experiences in the past. Please contact Student Services for more information about other private insurance options.
Medications and Documentation
Make sure that you bring an ample supply of any medication you may need to Berlin. Do not forget to consult your practitioner in order to find out whether or not your medication is available in Germany and under which label. If you have any allergies or diabetes, please bring the relevant documentation with you and notify us so we know what to do in case of emergency.
