Admissions blog

German health insurance at a glance

An overview of German healthcare for our students

Germany’s handling of the coronavirus has put its healthcare system into focus. Incoming international students may be wondering how it all works.

By law, everyone residing in Germany – including university students – must have health insurance. For non-EU international students, obtaining health insurance is a vital step in the visa process as well. It may appear a bit complicated, but the Hertie School’s Student Life team are here to support our students. We’ve also compiled an overview here:

Have more questions? We’re here to help.

Overall, German healthcare is quite affordable. If you’re properly insured, you’ll have very few additional costs for treatment and medication, and you won’t be turned away in an emergency. Even ambulance rides and hospital stays are covered.

It might initially be overwhelming to understand all of the options and to make a decision on what’s best for you during your studies in Germany. For Hertie School students, your point of contact regarding health insurance is our Student Life team, who are here to assist you with any questions you might have about your coverage.


Admitted and incoming students: For questions about getting health insurance in Germany, please contact studentlife[at]hertie-school[dot]org.

About the author

  • Lisa Vogel, Student Assistant | Recruitment and Admissions

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